Calculate Permanent Total Disability (PTD) and LWEC benefits for spinal cord and traumatic brain injuries under New York Workers' Compensation Law.
Spinal cord injuries and traumatic brain injuries represent the most serious cases in the workers' compensation system. Under New York Workers' Compensation Law, Permanent Total Disability (PTD) is established when a claimant demonstrates a complete inability to perform gainful employment due to a work-related injury. PTD provides weekly benefits equal to the compensation rate for the duration of the disability — potentially for life.
ASIA A (Complete SCI) injuries and severe TBI with total loss of work capacity typically support PTD findings. Incomplete injuries (ASIA B–D) and moderate TBI cases are typically classified under Loss of Wage Earning Capacity (LWEC), with the percentage determined by vocational and medical evidence.
Settlement of PTD cases involves complex present-value calculations and typically requires Board approval. The lifetime projection shown here is a nominal (non-discounted) total — actual settlement values account for present value discounting, future medical costs, and Medicare Set-Aside requirements.
Disclaimer: This calculator is provided for informational purposes only and does not constitute legal advice. PTD and LWEC classifications are determined by the Workers' Compensation Board based on comprehensive medical, neuropsychological, and vocational evidence. Lifetime projections are nominal totals only — they do not reflect present-value discounting or future medical costs. Consult a qualified workers' compensation attorney for guidance on catastrophic injury cases.